It’s not always easy to talk about — but it matters.
Final expense insurance is a simple, affordable way to make sure your loved ones aren’t left with the burden of covering end-of-life costs. From funeral services to outstanding bills, this coverage ensures your family has the financial breathing room to focus on what matters most — honoring your life, not worrying about expenses.
What Is Final Expense Insurance?
Final expense insurance (sometimes called burial insurance or funeral insurance) is a small whole life insurance policy designed to cover the costs that arise after you pass away.
Typical coverage ranges from $5,000 to $25,000 and is often easier to qualify for than traditional life insurance.
Why People Choose Final Expense Coverage
Affordable monthly premiums that fit most budgets
Simplified application with minimal health questions and no medical exam for many policies
Coverage that never expires as long as premiums are paid
Funds paid directly to your beneficiary to be used as they choose — funeral costs, medical bills, debts, or personal expenses
Who Is It For?
Final expense insurance is most often used by:
Seniors who want to protect their family from unexpected costs
Individuals with health issues who may not qualify for traditional life insurance
Families who want a small, dedicated policy for end-of-life expenses, even if they already have larger life insurance coverage
How ESA Helps
At EverScope Advisory, we take the time to understand your wishes and your budget before recommending a policy. We’ll help you compare trusted carriers, explain your options in plain language, and make sure your coverage is set up to give your loved ones peace of mind.
At EverScope Advisory, we take the time to understand your wishes and your budget before recommending a policy. We’ll help you compare trusted carriers, explain your options in plain language, and make sure your coverage is set up to give your loved ones peace of mind.